
So now that i'm a business woman, there are certain issues that I need to address. What's that? you may ask--Money!!! After taking a long, hard look at my finances and where I stood fiscally, I have come to the conclusion that if I want to be taken seriously, I need to get my financial house in order. Now don't get me wrong, I decided that this needed to be done long before I had a business. However, the birth of HDH was the catalyst that I needed to take action. Having bad credit can be an embarrassing and difficult situation. For a long time, I felt as if I was buried under a mountain of bills. I had no clue on where to start, and sadly enough, I felt helpless. But, it's funny how a little thing called "empowerment" can change you. I became so overjoyed once I realized that I actually could act upon my dreams, that these feelings naturally began to spill over into other areas of my life. And, for the first time, I started asking myself "why not?" Why not start my own business? Why not live my dreams? Why not set goals, and actually attain them? Why not be financially free? Maybe some of my readers can relate to this, and maybe not, but for so long I had gotten used to being told "no." So often in fact, that I often told myself "NO," just because that's the way I figured it had to be. But let me tell ya, the audacity to hope for change is something else. I had the audacity to actually want to change my situation!
So, I sat down and made a list of what needed to be done. Then I broke the list down further, and came up with small goals that needed to be done to acheive the ultimate Big Goal. But, even with that, I realized that I was limited in what I could do for myself, and therefore, sought out advice from Leslie Smith, my business coach, as well as Theresa Navarre, my NACA Counselor. Both stressed that educating myself would be an important first step. Leslie ponited me in the direction of the New Orleans based Capital Access Project Credit Counseling program. I like this program, because they too, educated me on credit worthiness, and offered me real world advice on what I needed to get me from point A (poor credit) to point Z (great credit). I am allowing all of these people to help me become a better version of me. I am excited because I know that my life is undergoing drastic renovations, but I welcome it, and thank God for it. If you are in this boat, figure out what changes you can implement in your life today, and go from there. Get your house in order!!!